The Average Joe Investor

How I Used VIX Data to Optimize Selling SPX Options
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How I Used VIX Data to Optimize Selling SPX Options

Passive income Dividend investing can be a way to achieve passive income, especially with companies that use dollar-cost-averaging for their dividend reinvestment programs. However, dividends are discretionary and can be cut or halted altogether. A high dividend yield may look appealing, but a sustainable payout depends on earnings and debt levels. A history of stable […]

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I Tested 3.4 Million Retirement Portfolios!
The Average Joe Investor What's New

I Tested 3.4 Million Retirement Portfolios!

Passive income investing can be a lucrative strategy for many investors. Look for companies with consistent and increasing dividend payments, which signal financial resilience. Keep in mind that high dividend yields could indicate vulnerability to a dividend cut, so evaluate the sustainability of each dividend payment.

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I Stress-Tested 90 High-Yield ETFs — Massive Data Upgrade!
The Average Joe Investor What's New

I Stress-Tested 90 High-Yield ETFs — Massive Data Upgrade!

Dividends are a source of passive income for investors and can be attractive when reinvesting. However, dividends are discretionary and can be reduced or suspended. A more prudent approach to dividend investing looks beyond a high yield to assess earnings strength, cash flow, debt levels and the company’s record of maintaining or increasing dividend payments.

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The Optimized Retirement Portfolio: A 21-Asset Case Study
The Average Joe Investor What's New

The Optimized Retirement Portfolio: A 21-Asset Case Study

Passive income investing dividend is an option for investors seeking stability and growth. However, dividends can still be volatile – and outcomes depend on a variety of factors including fees/taxes and share price performance. Investors can look at a company’s track record of consistent and rising dividend payments, which can signal financial robustness and a […]

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Stop Building Your Retirement Portfolio Wrong
The Average Joe Investor What's New

Stop Building Your Retirement Portfolio Wrong

Dividend investing can be a valuable part of a passive income investment strategy. But it’s important to look beyond headline yield to assess dividend sustainability and growth potential. A high payout ratio suggests a company is paying out more in dividends than it’s earning in earnings. This can limit future growth potential.

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A Retirement Portfolio Without Bonds
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A Retirement Portfolio Without Bonds

Passive income investing dividend is an important aspect of building a portfolio that can generate reliable income over the long term. Key figures, such as the dividend yield, must be evaluated carefully to avoid investing in unhealthy companies that could cut or stop paying their dividends at any time.

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I Tested Replacing Bonds With Options in Retirement
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I Tested Replacing Bonds With Options in Retirement

Passive income investing dividend is a great way to supplement your investment portfolio and achieve your financial goals. It also helps reduce portfolio volatility by spreading risk across different assets. Key figures for dividend shares are yield and payout amount. Neither should be viewed in isolation.

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Are Bonds Holding Back Your Retirement Portfolio?
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Are Bonds Holding Back Your Retirement Portfolio?

Passive income investing dividend Dividends can bring investors a steady stream of revenue without the need to sell shares, and reinvesting dividends can add up to significant long-term total returns. But evaluating a company’s dividend history and growth requires a thoughtful approach.

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5 New High-Yield ETFs Just Entered My Stress Test
The Average Joe Investor What's New

5 New High-Yield ETFs Just Entered My Stress Test

Dividend investing offers the potential to generate regular income. It can also help diversify a portfolio and provide a buffer against market volatility. However, chasing yield without considering the quality and sustainability of dividend-paying companies can put capital at risk.

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Best Day of the Week to Sell SPX Put Credit Spreads
The Average Joe Investor What's New

Best Day of the Week to Sell SPX Put Credit Spreads

A well-diversified dividend strategy can provide an opportunity for passive income. Depending on the investor’s preference, dividend payments can be reinvested for growth or used as cash. High dividend yields can be warning signs, particularly if a company’s share price is declining. Moreover, the dividend payout amount alone is not informative; only when linked to […]

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