The Average Joe Investor

8 Things You Didn't Know You Didn't Know about Social Security Taxes
The Average Joe Investor What's New

8 Things You Didn’t Know You Didn’t Know about Social Security Taxes

A company’s ability to increase dividend payments is a good indicator of its overall financial health. This can help you build a passive income investing portfolio that supports your goals even through economic uncertainty. A strong yield can draw the eye, but it’s important to weigh other stats like consistency and downside risk. This is […]

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Sell Options for Retirement Income without Destroying Your Account
The Average Joe Investor What's New

Sell Options for Retirement Income without Destroying Your Account

Whether you’re looking for passive income investing dividend or long-term wealth building, a well-chosen dividend stock can be an ideal investment. Learn to avoid the traps of chasing the highest yield and focus instead on accumulating ownership in solid businesses with healthy cash flows, sustainable dividends and a competitive advantage.

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The Massive Tax Bill Lurking Inside a $2 Million IRA
The Average Joe Investor What's New

The Massive Tax Bill Lurking Inside a $2 Million IRA

Dividend investing is one way to generate passive income without selling shares. It can supplement Social Security, pensions and part-time income. Look for steady dividend growth and a solid payout ratio. Abnormally high yields can signal trouble and increase risk of a dividend cut.

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What Bond Owners Get Right About 2022 (And What It Costs Them)
The Average Joe Investor What's New

What Bond Owners Get Right About 2022 (And What It Costs Them)

Dividend investing is a popular way to diversify a portfolio and potentially generate income from a stock position. However, it can be easy to fall into the trap of chasing yield without evaluating business stability and financial health. Instead, focus on a company’s history of raising dividend payouts and assessing its balance sheet. It may […]

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Why Own Bonds in Retirement When You Can Do This?
The Average Joe Investor What's New

Why Own Bonds in Retirement When You Can Do This?

Dividend investing offers a steady stream of income from shares, especially when they’re reinvested. Key dividend figures include the dividend yield, which represents the annual payout as a percentage of a stock’s price. Passive income investing requires discipline and a long-term commitment. But it can provide financial security and less stress than active trading.

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If Retirement Doesn't Deliver THIS, You're Doing it Wrong
The Average Joe Investor What's New

If Retirement Doesn’t Deliver THIS, You’re Doing it Wrong

Passive income investing dividend is a strategy that combines steady income with potential for long-term growth. Key figures to consider include historical dividend payments and financial health. Avoid companies with high dividend yields that may be unable to maintain their current payout. They could end up in financial distress, cutting their dividends or even going […]

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Here's the Chart That Changes How Retirees See Diversification
The Average Joe Investor What's New

Here’s the Chart That Changes How Retirees See Diversification

Passive income investing is a way to generate consistent cash flows without the expense of buying and selling rental properties. This strategy can support long-term growth when dividends are reinvested. However, chasing yield can lead to overpaying for shares with unsustainable earnings streams. A high yield may also signal that a company is struggling to […]

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You Probably Ruled Out Annuities for the Wrong Reason
The Average Joe Investor What's New

You Probably Ruled Out Annuities for the Wrong Reason

Passive income investing dividend demands upfront planning based on your financial situation, risk tolerance, and timeline (extra monthly income or early retirement goals differ from building toward financial independence). Smart diversification and disciplined reinvestment across diversified streams accelerates wealth. Guardian’s team uses a proprietary “GPS” investment approach to manage a target income fund portfolio. Learn […]

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How to Take Profits Early on SPX Options and Make 2.3x More
The Average Joe Investor What's New

How to Take Profits Early on SPX Options and Make 2.3x More

The best passive income investing dividend strategies combine three key factors. Guardian’s GPS investment approach sifts through dividend-paying stocks based on yield, growth and sustainability of the payout profile. Investing in dividend-paying stocks can offer both steady income and capital appreciation, particularly when reinvested dividends compound returns over time. But understanding the basics is essential […]

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The Sequence Risk You Never Thought Could Ruin Your Retirement
The Average Joe Investor What's New

The Sequence Risk You Never Thought Could Ruin Your Retirement

Passive income investing dividend is one of the most powerful ways to build wealth and diversify your portfolio. But many investors approach it the wrong way. Chasing the highest yields can lead to “dividend traps” and companies that are unable to sustain payouts.

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