The Average Joe Investor

What a $50K Income Portfolio Really Looks Like (Case Study)
The Average Joe Investor What's New

What a $50K Income Portfolio Really Looks Like (Case Study)

Investing in dividend stocks can provide a steady stream of passive income, and reinvesting the dividends can compound your returns over time. In addition, qualified dividends are taxed at lower rates than ordinary income. However, selecting companies based solely on their past dividend payments can be backward-looking and does not account for future prospects.

Read More
I Backtested IWM Put Credit Spreads — The Results Weren’t Good
The Average Joe Investor What's New

I Backtested IWM Put Credit Spreads — The Results Weren’t Good

Investing in dividend-paying stocks can provide income and potentially increase portfolio growth potential. But it’s important to approach this strategy from a position of strength. Chasing high yields can lead investors into “dividend traps,” companies that are unable to sustain their dividends. Moreover, overpaying for yield can destroy returns when a stock’s price reverts back […]

Read More
If You Sell Options, You Need This Moving Average Filter
The Average Joe Investor What's New

If You Sell Options, You Need This Moving Average Filter

Investing in companies that pay dividends can be an effective way to diversify a portfolio and add income. But evaluating a company’s ability to sustain its payouts requires assessing underlying finances and business fundamentals. Passive income investing dividend requires selecting stocks that are priced well and have a history of increasing their dividends over time. […]

Read More
Small Change to QQQ Income Strategy = BETTER RESULTS
The Average Joe Investor What's New

Small Change to QQQ Income Strategy = BETTER RESULTS

A dividend investing strategy can support your financial goals when done right. But selecting companies based solely on their history of paying dividends is backward-looking and doesn’t take into account future earnings potential or valuation. And overpaying for dividends can erode returns, especially when market conditions change. Additionally, a company’s payout ratio may signal potential […]

Read More
The Gold Standard for Selling QQQ Put Credit Spreads
The Average Joe Investor What's New

The Gold Standard for Selling QQQ Put Credit Spreads

One of the most common New Year’s resolutions involves creating passive income. One way to do that is through dividend investing. Look for companies that pay and increase their dividends, which signals financial stability and a commitment to shareholders. Then, consider if that approach aligns with your risk tolerance and portfolio growth potential.

Read More
Join Income Academy Today! 45% OFF Next 24 Hours!
The Average Joe Investor What's New

Join Income Academy Today! 45% OFF Next 24 Hours!

Investing in dividend-paying stocks is an attractive way to generate passive income. But it’s important to look beyond the headline yield when evaluating potential investments. A high or rising dividend yield may signal that a company is using free cash flow to pay investors, rather than growing net profits. A company’s track record of consistently […]

Read More
7DTE vs 45DTE QQQ Cash-Secured Puts: What Performs Better?
The Average Joe Investor What's New

7DTE vs 45DTE QQQ Cash-Secured Puts: What Performs Better?

Investing in dividend stocks can provide passive income for investors. But be careful not to chase high dividend yields, as a big payout can be a warning sign of trouble. When evaluating dividend-paying stocks, consider the company’s history of paying and raising its payout. It’s also important to evaluate your risk tolerance and portfolio goals.

Read More
I Kissed 7 DTE Put Credit Spreads Goodbye!
The Average Joe Investor What's New

I Kissed 7 DTE Put Credit Spreads Goodbye!

Dividend investing can offer steady income and potentially higher capital gains over time. But it’s important to evaluate dividend yield relative to a company’s financial health. Chasing high yields can lead to erratic dividend payments and volatile total returns. A history of consistent and rising dividends can indicate sound corporate fiscal policy. Look for a […]

Read More
The QQQ Buy & Hold Strategy Most Investors Never Consider
The Average Joe Investor What's New

The QQQ Buy & Hold Strategy Most Investors Never Consider

Passive income investing dividend The potential for steady and growing dividends is a draw for some investors. But dividends are not guaranteed, and companies can cut or stop paying them at any time. Evaluate your risk tolerance and investment goals to find out if dividend investing is right for you. Also consider a company’s payout […]

Read More
I Thought This Income Strategy Was Safe… Backtest Says Otherwise!
The Average Joe Investor What's New

I Thought This Income Strategy Was Safe… Backtest Says Otherwise!

Passive income investing dividend can provide a steady stream of income and add stability to your portfolio. It can also help you outperform inflation. But high dividend yields may signal a lack of growth prospects, which could lead to stock price declines.

Read More